Settings reported false negatives for resources the runtime could load, because the API paths used narrower discovery rules than the execution path. This keeps the Settings surfaces read-only where appropriate while matching runtime visibility for linked skills, version-constrained plugins, and merged MCP sources.
Constraint: Settings MCP list must not actively connect to servers while loading.
Rejected: Add UI-specific fallbacks | would preserve drift between Settings and runtime loaders
Confidence: high
Scope-risk: moderate
Directive: Keep Settings resource listing backed by the same shared loader semantics as runtime discovery.
Tested: bun test src/server/__tests__/skills.test.ts
Tested: bun test src/server/__tests__/plugins.test.ts
Tested: bun test src/server/__tests__/mcp.test.ts
Tested: bun run check:server
Tested: bun run check:coverage
Tested: bun run verify
Not-tested: Live external MCP connector account state
