diff --git a/src/server/__tests__/skill-market.test.ts b/src/server/__tests__/skill-market.test.ts
index 57dd29ae..2bf857f1 100644
--- a/src/server/__tests__/skill-market.test.ts
+++ b/src/server/__tests__/skill-market.test.ts
@@ -715,6 +715,20 @@ describe('skill market risk analysis', () => {
     expect(risk).toEqual(['requires-api-key'])
   })
 
+  it('does not treat similarly named fields as allowed tools or hooks', () => {
+    const risk = analyzeSkillRisk({
+      entryContent: [
+        '---',
+        'disallowed-tools: Bash',
+        'webhooks: https://example.com/callback',
+        '---',
+      ].join('\n'),
+      files: [],
+    })
+
+    expect(risk).toEqual(['external-network'])
+  })
+
   it('returns an empty array when no conservative risks are detected', () => {
     const risk = analyzeSkillRisk({
       entryContent: 'A local-only skill with no special permissions.',
diff --git a/src/server/services/skillMarket/risk.ts b/src/server/services/skillMarket/risk.ts
index c895329c..3f1c8959 100644
--- a/src/server/services/skillMarket/risk.ts
+++ b/src/server/services/skillMarket/risk.ts
@@ -11,6 +11,8 @@ const RISK_LABEL_ORDER: SkillMarketRiskLabel[] = [
 
 const EXECUTABLE_EXTENSION = /\.(sh|bash|zsh|fish|ps1|cmd|bat|py|js|ts)$/i
 const API_KEYWORD = /api[\s_-]?key|token|secret/i
+const ALLOWED_TOOLS_KEY = /^\s*allowed-tools\s*:/m
+const HOOKS_KEY = /^\s*hooks\s*:/m
 
 export function analyzeSkillRisk(input: {
   entryContent?: string
@@ -19,13 +21,12 @@ export function analyzeSkillRisk(input: {
 }): SkillMarketRiskLabel[] {
   const labels = new Set<SkillMarketRiskLabel>()
   const entryContent = input.entryContent ?? ''
-  const entryLines = entryContent.split(/\r?\n/)
 
-  if (entryLines.some((line) => line.includes('allowed-tools:'))) {
+  if (ALLOWED_TOOLS_KEY.test(entryContent)) {
     labels.add('allowed-tools')
   }
 
-  if (entryLines.some((line) => line.includes('hooks:'))) {
+  if (HOOKS_KEY.test(entryContent)) {
     labels.add('hooks')
   }